Ready to Settle in Switzerland?

Buying real estate in Switzerland as a foreigner can be a complex process due to strict regulations that prioritize local residents and aim to prevent real estate speculation. Here are some key points to consider:

1. Lex Koller: Switzerland has a law known as “Lex Koller,” which restricts the acquisition of residential properties by foreigners who do not have a Swiss residence permit. Under this law, non-resident foreigners are generally not allowed to buy residential properties, except in some specific circumstances.
2. Residence Permits: If you are a non-resident foreigner and wish to purchase residential property in Switzerland, you typically need to obtain a Swiss residence permit. The requirements for obtaining a residence permit vary based on factors such as your nationality, the canton you intend to reside in, and your reason for moving to Switzerland (e.g., work, retirement, family reunification).
3. Lex Friedrich: Non-resident foreigners may still acquire up to two residential properties in Switzerland under certain conditions. This exception is known as “Lex Friedrich.” To qualify, you must use the property for your own personal use, and it cannot be rented out for commercial purposes.
4. Canton-specific Regulations: Real estate laws and regulations may vary from one Swiss canton to another. Some cantons may have more lenient rules for foreign property ownership, while others strictly enforce the Lex Koller restrictions.
5. Commercial Properties: Foreigners, both resident and non-resident, can usually purchase commercial properties in Switzerland without restrictions. However, local laws and regulations still apply.
6. Inheritance and Gifting: In some cases, foreigners who inherit real estate in Switzerland or receive it as a gift from Swiss nationals may be exempt from Lex Koller restrictions.
7. Legal Assistance: Given the complexities of Swiss real estate laws, it’s essential to seek professional legal advice and guidance from a qualified Swiss attorney or notary when considering purchasing property in Switzerland.

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